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On The Spot Home Improvements

Get the money you need for your renovation

Choose from hundreds of financing options tailored to your renovation project.
Loan amount needed for the project
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Does not impact your credit score
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Renovation projects worth over $1 billion funding and funded to date

Loan options for every scenario!

Loan options may vary depending on your location and available lender.
Renovation Loans
For your entire wish list
Personal Loans
For smaller home improvement projects
Purchase & Refinance
More financing options
Renovation Loans
Projects over $20k
RenoFi Loans use the After Renovation Value instead of the home's current value, enabling the most borrowing power at the lowest rates available through our partner network.
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Keep existing mortgage without refinancing
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Get lower rates based on the future value of your home
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Pay early without prepayment penalties
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Choose between fixed rate and variable rate home equity loan and HELOC options

See how much more borrowing power is available with a RenoFi Loan in New Jersey

Adjust sliders to find your estimated max loan amount
Estimated RenoFi max loan amount
$500,000
Current home value
$750,000
Remaining mortgage
$310,000
Expected after renovation value
$920,000
Up to a maximum of $750,000
290K
Standard home equity loan
500K
RenoFi home equity loan

RenoFi unlocks the power of your home's equity!

Borrow more
Borrow More
RenoFi matched homeowners to the best financing product for their project.
Longest Terms, lowest rates more
Longest Terms, Lowest Rates
Terms up to 20 years. Rates are based on the After Renovation Value.
No refinancing required on certain options
No refinancing required
on certain options.
Have a great rate locked in on your first mortgage? No problem!
Cash up front
Cash Up Front
Once approved, homeowners receive 100% of cash upfront. No draws, no inspections.

RenoFi has helped thousands of homeowners across the United States

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